Standard

Flexible Base Plan with unlimited features
Annual coverage of up to USD$2,000,000.
Private Room & Board for your comfort.
Full coverage when you need it most.
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Here's what you need to know

With already great benefits, you can always choose to get more out of your Standard Plan.

Enjoy an annual policy limit of up to USD$2,000,000 per year and get full Private Room & Board in your upgraded plan.

For all plans you get full emergency benefits, and inpatient benefits, such as full Surgeon's Fees and Organ Transplant cover up to USD$300,000.

With fully inclusive personal accident and travel benefits, you get the peace of mind you deserve wherever you go.

Great standard coverage

Our Standard Plan is a flexible health insurance solution with optional benefits like treatment area limit discounts and outpatient exclusion to tailor coverage to your needs and budget. The plan covers various medical expenses, including room and board, surgeon's and anesthetist's fees, organ transplants, HIV/AIDS coverage, rehabilitation, maternity benefits, and more. Optional benefits include dental, vision, personal accident, and travel coverage.

Additional benefits cover dental and vision expenses, personal accident benefits, travel coverage for medical emergencies, baggage, travel documents, and personal money protection. The plan also includes hospital cash income, travel delay coverage, and trip cancellation benefits. Discount options are available, and the plan offers free choice of doctors and hospitals, guaranteed renewability, flexible geographic coverage, and coverage for recreational sports.

Add features as you like

Premiums are based on age, with options for standard and upgrade plans, as well as additional benefits like dental, vision, and travel coverage. No claim discounts are available, and the plan allows for coverage of pre-existing conditions, with exclusions for certain conditions like congenital illnesses, psychiatric disorders, and cosmetic surgeries. The plan also includes a 14-day free look period and free coverage for newborn children.

Who is this plan for?

This plan is particularly advantageous for working professionals in Asia due to its flexibility and comprehensive coverage. With optional benefits like treatment area limit discounts and outpatient exclusion, professionals can tailor their coverage to align with their specific needs and budgetary constraints. This Pacific Cross plan's extensive coverage of various medical expenses, including room and board, surgical fees, and maternity benefits, ensures that working professionals have access to essential healthcare services without worrying about financial burdens.

Standard Plan

Comparison

Bon Voyage A
Bon Voyage B
Bon Voyage C
Annual Premium/Monthly Premium (Bon Voyage Single Trip)
US$ 75.00
US$ 51.00
US$ 37.00
Personal Accident
$100,000
$65,000
$35,000
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Standard Plan

Comparison

Premier Plan
Executive Plan
Annual Premium/Month Premium (BV)
US$ 350.00
US$ 205.00
Personal Accident
US$ 100,000
US$ 65,000
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Standard Plan

Comparison

Premier 250
Premier 500
Annual Fee
US$ 2,829
US$ 3,363
Maximum Limit per Policy Year
US$ 250,000
US$ 500,000
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Standard Plan

Comparison

Standard Plan
Standard Upgrade Plan
Annual Fee
US$ 4,046
US$ 4,978
Maximum Limit per Policy Year
US$ 1,000,000
US$ 2,000,000
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Whatever you're up to: We've got you covered.

Downloads

To apply for insurance, please download the application form and upload it on contact.

Everything you need to know about your next insurance plan

What travel destinations do the insurance plans generally cover?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
(How) Can I extend my insurance coverage?
In order to extend insurance, contact us or your insurance broker.
Who / what is covered by my insurance?
You can choose to cover yourself or include your family in certain plans. Protection may also include personal belongings such as travel documents and technical devices. Please see the individual brochures for more information.
Does my insurance cover vaccination and/or medicines?
Our health plans offer full or partial coverage of vaccinations and medicines. You will find more information in the product comparison on the insurance plan page
How are accidents & hospital treatments covered?
Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.
Am I being taken home after an accident?
Many of our health plans offer this benefit. Please see the individual brochures for more information.
Does Pacific Cross pre-pay my hospital bills or guarantee for me?
Yes. Depending on the plan you choose, Pacific Cross will pre-pay hospital bills above US$ 2,500.00 for you.
I have crossed a border and (accidentally) went outside my destination country. What now?
Please contact us for further assistance.

Get insured now.

Apply here in 3 easy steps.